Saga plc (the Company) and its subsidiaries are committed to maintaining the highest standards of corporate governance. We apply the Principles and seek to comply with the Provisions of the 2018 UK Corporate Governance Code. 

Please refer to the Governance Report within the most recent Annual Report and Accounts for further details. 

Articles of association

The current articles of association of the Company were adopted by special resolution on 14 June 2021. 

Saga plc Articles of Association

Board and Committees 

The Board of Directors is the ultimate decision-making body for the Company, and delegates certain powers to Board Committees. These delegations are defined within the terms of reference of each Committee. The Board has established Audit, Risk, Remuneration and Nomination Committees. 

Matters reserved for the Board

Division of responsibilities

Audit Committee terms of reference

Risk Committee terms of reference

Remuneration Committee terms of reference

Nomination Committee terms of reference

Innovation and Enterprise Committee terms of reference

Non-Executive Directors

Non-Executive Directors are issued and agree to a letter of appointment. All Non-Executive Director letters of appointment are available for inspection during normal business hours on any weekday (Saturday, Sunday or public holidays excluded) at the registered office of the Company. 

Saga (independent) NED letter of appointment

Corporate Governance Statement

Saga seeks to comply with the principles set out in the UK Corporate Governance Code to promote good corporate governance which supports the long-term sustainable success of the Group. This statement supplements the information provided in the 2024 Annual Report and Accounts.

UK Corporate Governance Code Statement

Other reference documentation 

Internal Audit Charter

Remuneration Policy

Tax Strategy